Now it is less likely that anyone, including a pilot in a plane crash that involved them in a car accident will be involved. On the other hand, after the plane crash that occurs in particular the commercial plane crashes, they are almost always fatal. For this reason, life insurance, aviation is not a good option, but if you’re a pilot and you want life insurance, there was no way around it.
Commercial pilots are not the same as private pilots or “weekend Barnstormer” flyers. The last groups of drivers are having a much greater chance of surviving a plane crash of the former. This has always been the case but now seem more aware of life insurance companies.
But since this is a new trend, there are many different underwriting criteria of various life insurance companies use when they choose the driver cover. There are more “pilot centered” life insurance underwriting is done now that life insurance companies, between different types of drivers and more to assess for risk of sudden death. In many cases, life insurers differ not try without GA death of their coverage, or they are cheaper to buy the runner.
Aviation insurance is now something that pilots need to look at from many different companies. Life insurers are more likely to compete for their business now, and they have more products as a result. However, several other companies such as underwriting standards have they can have almost irregular differences in their approach to underwriting drivers.